According to Compounding Quality on Twitter, the 10-5-3 Rule provides a practical framework for expected annual returns: 10% for stocks, 5% for bonds, and 3% for cash (source: Compounding Quality, June 8, 2025). This rule is frequently referenced by traders to benchmark risk and set performance expectations, impacting asset allocation strategies in both traditional and crypto markets. Crypto traders use the 10% stock benchmark as a comparison for evaluating risk-adjusted returns from digital assets, helping them decide between holding equities or cryptocurrencies in diversified portfolios.